📑 MEM Cash White Papers
1. ✨ MEM Cash: Microloan for Essential Moments
- Full description of the service
- Origins, mission, and philosophy of instant microcredit
- Licensed under Creative Commons (CC BY-NC-ND 4.0)
- 🔒 Get access – a password will be provided after signing a non-disclosure agreement (NDA).
2. 🌍 Regional Classification of Demand for MEM Cash
- Four-tier demand classification (Very High → Low)
- Regional clusters based on financial vulnerability and mobile money context
- Focus on emerging markets and underbanked populations
3. 📊 Forecasting the Geography of Global Demand for MEM Cash (2025–2030)
- Global vulnerability dynamics (unbanked, underbanked, paycheck-to-paycheck)
- Regional demand projections (Africa, Asia, Latin America, Europe, North America)
- AI scoring, micro-transaction economics, and long-term social impact
4. 🤖 MEM Cash: AI Micro-Lending Ecosystem and STO
- AI-driven architecture for instant microloans
- Security Token Offering (STO) framework
- Technology stack, fraud detection, and ecosystem partnerships
- Regional focus: Global South & Eastern Europe